Although most of us claim to live within our means, we also recognize that sometimes we spend more than we are able to afford. Sometimes it's our reliance o-n easy credit and our failure to recognize that today what we purchase, should ultimately be paid for tomorrow. Yet, you will find other cases were we encounter an unanticipated emergency and just require a little more money to get us through a difficult time. Our choices in many cases are restricted to credit card money innovations, bank…
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